Why this couple invests their extra money instead of paying off student debt

Rather than pay extra to eliminate their student debt, Kendra and Philip Dancy focus on growing their wealth.

Before taking advantage of the federal pause on student loan payments that began in March 2020, they made minimum payments toward their five-figure student debt — then put extra money toward it. But they made their last payment of any kind on the debt in February 2021. 

Philip,…